Income Protection (IP) is a revenue product that is based on the individual producer's actual production history (APH) at the Enterprise Unit level. It provides protection against a loss of income when prices and/or yields fall. The guarantee and the premium will be calculated using the projected price (an average derived from daily settlement prices on the Chicago Board of Trade). An indemnity is due when the revenue to count (production to count x harvest price) is less than the amount of protection.